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Funding that Flexes with Your Revenue

Get up to $500,000 as soon as tomorrow, repayments adjust automatically with your daily sales so cash flow stays comfortable.

See your options in 60 seconds

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Flexible Payback

Our team of experts will make sure you are on the right track with your finances.

Human Review

Help grow your wealth with our personalized services to create an investment strategy, manage your current portfolio and plan for retirement.

Transparent Pricing

Find the best savings account to help you build up your bank balance.

How It Works

  • Apply online in under five minutes, only a soft credit check.
  • Discuss a tailored offer with a funding specialist, not a call‑center script.
  • E‑sign and receive funds by wire, often the same business day.
Contact Us

Who Should Apply for a Merchant Cash Advance?

1

Apply

Upload your last 3 months of bank statements and any relevant documents. For quicker approval, you can grant us secure access to your bank’s transaction history.

2

Choose Your Funding

A dedicated Funding Advisor will contact you within an hour (during business hours) to complete your application and review the best funding options for your business.

3

Receive Your Funds

Once you and your advisor select the right option, your funding can be approved and deposited in as little as 24 hours.

4

Flexible Repayment

Repayments are automatically deducted from your daily or weekly debit and credit card sales—adjusted to match your revenue.

Our Products

Merchant Cash Advance

 Turn future card sales into working capital.

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Collateral Loan

Lower cost funding secured by equipment or vehicles.

Learn more

Business Line of Credit

Draw what you need, repay at your pace.

Learn more

Invoice Factoring

Convert outstanding invoices to same‑day cash.

Learn more

FAQ

If you selected a revenue‑based product, your payment is a preset percentage. A quieter week simply means a smaller payment that week.

No. We use a soft pull that doesn’t affect your personal score.

Most clients receive an approval within three working hours and funds by the next banking day.

Not for revenue‑based advances and lines. Collateral loans do require assets but reward you with lower pricing.

We charge a straightforward cost that’s included in the factor rate or interest, no hidden junk fees.

Yes. Early payoff discounts are available on most products.

Every file is encrypted at rest and in transit, and we never sell data.

Our customers’ opinions

  • January was slow for my café, so my payment dropped automatically. When spring picked up, we cleared the balance early without a penalty.
    Lena R – Toronto
  • Finally, a company that doesn’t treat you like a number. I spoke with a real funding expert who understood my needs. He recommended a business line of credit that gave me flexibility. No robotic scripts or pushy upselling. The whole process took less than a day from application to funding. Professional, fast, and transparent.
    Emily Carter – Toronto
  • I used their invoice factoring service and got same-day cash. The best part? No hidden fees or complicated terms. Everything was clear and upfront. Repaying at my own pace made it so much easier to stay focused on growing my business. I appreciate their honesty and speed. Highly recommend for any small business owner.
    Sarah Mitchell – Calgary

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