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Business Line of Credit

Capital on Call

Draw only what you need, repay on your schedule, reuse again and again.

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Why Choose This Product

Limits from $20,000 to $250,000.

Only pay interest on the outstanding balance.

No withdrawal fees; daily or weekly repayment options.

Typical Terms

  • Loan Size: $25,000 – $750,000
  • Interest: 8.5 % – 17 % APR equivalent
  • Collateral: Titled equipment, vehicles, or real property
  • Funding Speed: 24–48 hours after appraisal

Best For: Logistics • Construction • Manufacturing • Auto Repair

How It Works

  • Link your business checking account for real‑time limit updates.
  • Request funds from desktop or mobile, 24/7.
  • Repay automatically from revenue or make additional payments anytime.

FAQ

If you selected a revenue‑based product, your payment is a preset percentage. A quieter week simply means a smaller payment that week.

No. We use a soft pull that doesn’t affect your personal score.

Most clients receive an approval within three working hours and funds by the next banking day.

Not for revenue‑based advances and lines. Collateral loans do require assets but reward you with lower pricing.

We charge a straightforward cost that’s included in the factor rate or interest, no hidden junk fees.

Yes. Early payoff discounts are available on most products.

Every file is encrypted at rest and in transit, and we never sell data.

Our customers’ opinions

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