Invoice Factoring

Turn Waiting into Working Capital

Advance up to 90 % of your receivables today, let customers pay on their normal terms.

Why Choose This Product

Stop chasing checks; we handle polite collections in your brand name.

Same‑day funding on approved debtors.

Early payoff discounts and never any pre‑payment penalty.

Best For: Wholesale • Staffing • B2B services • Manufacturing

If you selected a revenue‑based product, your payment is a preset percentage. A quieter week simply means a smaller payment that week.

No. We use a soft pull that doesn’t affect your personal score.

Most clients receive an approval within three working hours and funds by the next banking day.

Not for revenue‑based advances and lines. Collateral loans do require assets but reward you with lower pricing.

We charge a straightforward cost that’s included in the factor rate or interest, no hidden junk fees.

Yes. Early payoff discounts are available on most products.

Every file is encrypted at rest and in transit, and we never sell data.

January was slow for my café, so my payment dropped automatically. When spring picked up, we cleared the balance early without a penalty.
Lena R – Toronto
Finally, a company that doesn’t treat you like a number. I spoke with a real funding expert who understood my needs. He recommended a business line of credit that gave me flexibility. No robotic scripts or pushy upselling. The whole process took less than a day from application to funding. Professional, fast, and transparent.
Emily Carter – Toronto
I used their invoice factoring service and got same-day cash. The best part? No hidden fees or complicated terms. Everything was clear and upfront. Repaying at my own pace made it so much easier to stay focused on growing my business. I appreciate their honesty and speed. Highly recommend for any small business owner.
Sarah Mitchell – Calgary